Disclosures

We provide the following Disclosures to make certain information publicly available to you. Please reach out to us if you have any worries or questions.

Disclosures

We provide the following Disclosures to make certain information publicly available to you. Please reach out to us if you have any worries or questions.

Disclosures

We provide the following Disclosures to make certain information publicly available to you. Please reach out to us if you have any worries or questions.

Public Disclosure Information – Affinity+Co Life Limited (FSP 727711)

Licensing information
Affinity+Co Life Limited (FSP727711), trading as Affinity+Co (Affinity+Co, we, our, us) is a Financial Advice Provider (FAP) and is named as an Authorised Body to provide a financial advice service under the FAP Licence held by PSC Connect Life NZ Ltd.

PSC Connect Life NZ Ltd (PSCCLNZ) (FSP678631) is the Full licence holder, as approved by the Financial Markets Authority (FMA).

There are no special licence conditions imposed.

Nature and scope of the advice
Affinity+Co Life Limited provides advice to clients about Life & Health Insurance and our Financial Advisers provide financial advice in relation to these financial advice products.

Affinity+Co Life Limited will not provide advice on Fire & General Insurance, Investments, any form of lending, Kiwisaver, or Mortgages, so you will need to consult a specialist if you would like advice on those products. Should you require advice on these types of products, we will refer you to:

  • an external specialist for General Insurance
  • an external specialist for KiwiSaver, Investments or Mortgages

Affinity+Co Life can provide financial advice on a variety of products from a wide range of New Zealand based and overseas providers and includes but is not limited to:

Financial advice products

  • Life Cover
  • Trauma Cover
  • Total and Permanent Disability (TPD)
  • Income Protection
  • Mortgage Protection
  • Business Expenses
  • Farmers Income Protection
  • Health

Providers

  • AMP
  • AIA
  • Accuro
  • Asteron Life
  • Fidelity Life
  • Southern Cross
  • Partners Life
  • NIB
  • Cigna

We are not aware of any material limitations or restrictions on the scope of financial advice service we provide. If these are identified, we will disclose them to you.

Fees and expenses
Affinity+Co does not charge fees, expenses, or any other amount for providing financial advice.

Sometimes other fees are charged that do not relate to the financial advice such as credit card fees. If so, we will advise you of this in our recommendation.

Conflicts of interest and commissions or other incentives
When we arrange insurance for you, the provider(s) pay us a commission. The amount of the commission varies between providers and products and is based on a percentage of the premium.

PSCCLNZ retain a percentage of this commission for the range of professional services they provide to Affinity+Co Life Limited.

Affinity+Co Life Limited and PSCCLNZ are members of the Financial Services Council. They supply us with benefits to support us in providing our financial advice services.

If a person or entity has referred you to us, we may pay them a percentage of the commission we receive for their referral.

A financial adviser may have a conflict of interest in circumstances where financial advice has been provided to two clients who later have a dispute. If this occurs the financial adviser will disclose the conflict of interest to you and refer one client to another financial adviser for advice and assistance.

To ensure that our financial advisers prioritise your interests above their own, we follow an advice process that ensures our recommendations are made based on the information you’ve provided and your unique circumstances.

We maintain a register of conflicts of interest, of gifts and any other incentives we may receive.

If we believe there is a conflict of interest – real or perceived – we will discuss this with you.

PSCCLNZ and Affinity+Co Life Limited also undertake annual internal reviews to ensure compliance with these statements.

Complaints handling & dispute resolution
Please refer to our Internal Complaints Process that can be found here.

Duties information
Affinity+Co Life Limited, PSCCLNZ and anyone who gives financial advice on their behalf have duties under the Financial Markets Conduct Act 2013 relating to the way that we give advice.

We are required to:

  • give priority to your interests by taking all reasonable steps to make sure our advice isn’t materially influenced by our own interests;
  • exercise care, diligence and skill in providing you with advice;
  • meet standards of competence, knowledge, and skill as set by the Code of Professional Conduct for Financial Advice Services. These are designed to make sure that we have the expertise needed to provide you with advice.
  • meet standards of ethical behaviour, conduct and client care set by the Code of Professional Conduct for Financial Advice Services. These are designed to make sure we treat you as we should and give you suitable advice.

This is only a summary of the duties that we have. More information is available by contacting us, or by visiting the FMA website http://www.fma.govt.nz

Identifying information
Affinity+Co Life Limited (FSP727711), trading as Affinity+Co is a Financial Advice Provider (FAP).

Our contact details are:

Phone: 03 683 1840
Email: info@affinityco.co.nz
Address: Level 1, 251 Stafford Street, Timaru 7910

Corey Baxter (FSP702352) is a Financial Adviser of Affinity+Co Life Limited Insurance and his contact details are:

Phone: 027 260 8456
Email: corey@affinityco.co.nz

Kaylee Carter (FSP1000290) is a Financial Adviser of Affinity+Co Life Limited Insurance and her contact details are:

Phone: 022 604 9716
Email: kaylee@affinityco.co.nz

Glossary

Authorised body
Is an entity named on a financial advice provider’s licence that can provide the licensed service without needing its own licence. Authorised Bodies must register on the Financial Service Providers Register as a financial advice provider.

Financial advice
A recommendation or an opinion about buying or selling financial advice products.

Financial advice provider
A business or individual who provides a financial advice service.

Financial advice service
Engages one or more individuals to give financial advice on their behalf or provides financial advice on their own account.

Financial adviser
Is an individual registered on the Financial Service Providers Register to provide a financial advice service, who is not a financial advice provider.

Financial markets authority (FMA)
Is the New Zealand government agency responsible for enforcing securities, financial reporting and company law as they apply to financial services and securities markets.

Financial service provider
FSP refers to Financial Service Provider, a person who provides or offers to provide a financial service (as per the FSP Act)

Financial service providers register (FSPR)
A searchable register of people, businesses and organisations that provide financial services in New Zealand. The register contains key information about FSPs, including the financial services they provide, any relevant licences they hold and the dispute resolution scheme they belong to.

Providers
Means Insurers, Underwriting Agencies and Premium Funders.

Public Disclosure Information – Affinity+Co Life Limited (FSP 727711)

Licensing information
Affinity+Co Life Limited (FSP727711), trading as Affinity+Co (Affinity+Co, we, our, us) is a Financial Advice Provider (FAP) and is named as an Authorised Body to provide a financial advice service under the FAP Licence held by PSC Connect Life NZ Ltd.

PSC Connect Life NZ Ltd (PSCCLNZ) (FSP678631) is the Full licence holder, as approved by the Financial Markets Authority (FMA).

There are no special licence conditions imposed.

Nature and scope of the advice
Affinity+Co Life Limited provides advice to clients about Life & Health Insurance and our Financial Advisers provide financial advice in relation to these financial advice products.

Affinity+Co Life Limited will not provide advice on Fire & General Insurance, Investments, any form of lending, Kiwisaver, or Mortgages, so you will need to consult a specialist if you would like advice on those products. Should you require advice on these types of products, we will refer you to:

  • an external specialist for General Insurance
  • an external specialist for KiwiSaver, Investments or Mortgages

Affinity+Co Life can provide financial advice on a variety of products from a wide range of New Zealand based and overseas providers and includes but is not limited to:

Financial advice products

  • Life Cover
  • Trauma Cover
  • Total and Permanent Disability (TPD)
  • Income Protection
  • Mortgage Protection
  • Business Expenses
  • Farmers Income Protection
  • Health

Providers

  • AMP
  • AIA
  • Accuro
  • Asteron Life
  • Fidelity Life
  • Southern Cross
  • Partners Life
  • NIB
  • Cigna

We are not aware of any material limitations or restrictions on the scope of financial advice service we provide. If these are identified, we will disclose them to you.

Fees and expenses
Affinity+Co does not charge fees, expenses, or any other amount for providing financial advice.

Sometimes other fees are charged that do not relate to the financial advice such as credit card fees. If so, we will advise you of this in our recommendation.

Conflicts of interest and commissions or other incentives
When we arrange insurance for you, the provider(s) pay us a commission. The amount of the commission varies between providers and products and is based on a percentage of the premium.

PSCCLNZ retain a percentage of this commission for the range of professional services they provide to Affinity+Co Life Limited.

Affinity+Co Life Limited and PSCCLNZ are members of the Financial Services Council. They supply us with benefits to support us in providing our financial advice services.

If a person or entity has referred you to us, we may pay them a percentage of the commission we receive for their referral.

A financial adviser may have a conflict of interest in circumstances where financial advice has been provided to two clients who later have a dispute. If this occurs the financial adviser will disclose the conflict of interest to you and refer one client to another financial adviser for advice and assistance.

To ensure that our financial advisers prioritise your interests above their own, we follow an advice process that ensures our recommendations are made based on the information you’ve provided and your unique circumstances.

We maintain a register of conflicts of interest, of gifts and any other incentives we may receive.

If we believe there is a conflict of interest – real or perceived – we will discuss this with you.

PSCCLNZ and Affinity+Co Life Limited also undertake annual internal reviews to ensure compliance with these statements.

Complaints handling & dispute resolution
Please refer to our Internal Complaints Process that can be found here.

Duties information
Affinity+Co Life Limited, PSCCLNZ and anyone who gives financial advice on their behalf have duties under the Financial Markets Conduct Act 2013 relating to the way that we give advice.

We are required to:

  • give priority to your interests by taking all reasonable steps to make sure our advice isn’t materially influenced by our own interests;
  • exercise care, diligence and skill in providing you with advice;
  • meet standards of competence, knowledge, and skill as set by the Code of Professional Conduct for Financial Advice Services. These are designed to make sure that we have the expertise needed to provide you with advice.
  • meet standards of ethical behaviour, conduct and client care set by the Code of Professional Conduct for Financial Advice Services. These are designed to make sure we treat you as we should and give you suitable advice.

This is only a summary of the duties that we have. More information is available by contacting us, or by visiting the FMA website http://www.fma.govt.nz

Identifying information
Affinity+Co Life Limited (FSP727711), trading as Affinity+Co is a Financial Advice Provider (FAP).

Our contact details are:

Phone: 03 683 1840
Email: info@affinityco.co.nz
Address: Level 1, 251 Stafford Street, Timaru 7910

Corey Baxter (FSP702352) is a Financial Adviser of Affinity+Co Life Limited Insurance and his contact details are:

Phone: 027 260 8456
Email: corey@affinityco.co.nz

Kaylee Carter (FSP1000290) is a Financial Adviser of Affinity+Co Life Limited Insurance and her contact details are:

Phone: 022 604 9716
Email: kaylee@affinityco.co.nz

Glossary

Authorised body
Is an entity named on a financial advice provider’s licence that can provide the licensed service without needing its own licence. Authorised Bodies must register on the Financial Service Providers Register as a financial advice provider.

Financial advice
A recommendation or an opinion about buying or selling financial advice products.

Financial advice provider
A business or individual who provides a financial advice service.

Financial advice service
Engages one or more individuals to give financial advice on their behalf or provides financial advice on their own account.

Financial adviser
Is an individual registered on the Financial Service Providers Register to provide a financial advice service, who is not a financial advice provider.

Financial markets authority (FMA)
Is the New Zealand government agency responsible for enforcing securities, financial reporting and company law as they apply to financial services and securities markets.

Financial service provider
FSP refers to Financial Service Provider, a person who provides or offers to provide a financial service (as per the FSP Act)

Financial service providers register (FSPR)
A searchable register of people, businesses and organisations that provide financial services in New Zealand. The register contains key information about FSPs, including the financial services they provide, any relevant licences they hold and the dispute resolution scheme they belong to.

Providers
Means Insurers, Underwriting Agencies and Premium Funders.

After further information?

Get in touch for an obligation free conversation with one of our advisors

Contact us
After further information?

Get in touch for an obligation free conversation with one of our advisors

Contact us