They say nothing in business is guaranteed. But there’s one thing we can be certain of – worrying doesn’t take away tomorrow’s troubles; it takes away today’s peace.
We can help you make sure your business and staff are protected with our knowledge and experience in risk management and access to a full scope of insurance options.
They say nothing in business is guaranteed. But there’s one thing we can be certain of – worrying doesn’t take away tomorrow’s troubles; it takes away today’s peace.
We can help you make sure your business and staff are protected with our knowledge and experience in risk management and access to a full scope of insurance options.
They say nothing in business is guaranteed. But there’s one thing we can be certain of – worrying doesn’t take away tomorrow’s troubles; it takes away today’s peace.
We can help you make sure your business and staff are protected with our knowledge and experience in risk management and access to a full scope of insurance options.
When things are going well, covering your expenses is an accepted part of business. But if the unexpected happens to you, could your business continue operating as normal? It’s likely you have financial commitments that would need to be serviced, regardless of your ability to generate income. Business Expenses Cover can help keep things running smoothly with a monthly benefit, giving you one less thing to worry about while you’re unwell.
People are the driving force of any business. If you or one of your key employees needs to take time off work due to illness or injury, Key Person Cover eases the burden by providing a monthly benefit that can be used to help replace any lost revenue due to this absence, or hire a contractor to fill the role of the incapacitated person.
Business finances are based on a fine balance of money coming in and money going out. If the worst were to happen and you or a key staff member were to die or be seriously disabled, it could jeopardise everything you have worked so hard for. Debt Protection provides a monthly benefit that can help cover your business’ debt obligations, allowing it to continue trading and reducing financial pressure on those around you.
If you’re self-employed, your income is directly tied to your health. If you were to become unable to work due to illness or accident, Start-Up Income Cover can provide a monthly benefit to help take care of your financial obligations and maintain a comfortable lifestyle.
Start-Up Income Cover is designed for business owners operating less than three years who may struggle to provide evidence of income that many standard income protection products require.
Your health is your wealth, and the same is true for your employees. If they were to become unwell, Group Health Cover can help them pay towards the cost of treatment for a wide range of conditions (including ones not covered by ACC) which may otherwise be unaffordable or significantly impact the lifestyle they’re used to. They can access quality treatment through private providers and have some control over when and where they’re treated, and by whom, often in much quicker timeframes than the public system can offer. This gives your employees the chance to get back on their feet faster, reducing the impacts of their condition on them and those around them.
An added bonus of Group Health Cover is that pre-existing conditions are often covered as well – depending on the size of the group.
Group Health Cover is funded by the employer as a benefit to the employee.
No one wants to imagine the worst happening but in case it does, Group Trauma Cover is a safety net. Should an employee suffer a specified serious illness or injury, it could provide the employee with a lump sum payment to use any way they like, from helping to pay their medical care to helping to cover their mortgage or household bills.
Group Trauma Cover is funded by the employer, as a benefit to the employee.
Predicting the future is difficult but preparing yourself for its twists and turns isn’t. Should an employee become totally and permanently disabled, and it results in being unable to ever work again, Group Disability Cover could provide a lump sum payment or a partial payment. This can be used however the employee chooses – perhaps by paying down the mortgage, investing it, covering medical bills or even making the essential modifications to their home that the disability demands.
Group Disability Cover is funded by the employer, as a benefit to the employee.
The ability to work and earn an income is one of anyone’s greatest assets. Should an employee become unable to work due to illness, accident or injury, Group Income Cover could provide an employee with a monthly benefit to meet their financial obligations and maintain the lifestyle they’ve worked hard for.
Group Income Cover is funded by the employer, as a benefit to the employee.
Get in touch for an obligation free conversation with one of our Advisors
Get in touch for an obligation free conversation with one of our Advisors
“Nothing is a problem for Affinity+Co when it comes to people’s health and wellbeing. They go out of their way to make sure their customers are always satisfied in stressful times. You will always know that the process from start to finish is followed through and you never have to worry. They are always just a phone call away. Thank you so much, Kaylee and Corey, for everything you have done for me personally; the service is outstanding.”